What is Community Investment Trust

The Community Investment Trust (CIT) is a low-dollar, loss protected investment opportunity for all residents. Through the CIT, investors build equity in a thriving and diverse commercial property.

The CIT aims to help all residents benefit from economic prosperity and build community connection through financial inclusion.

What is Solid Rock CDC Doing?

In February of 2022, Solid Rock CDC received increased grant funding in the amount of $2,105,000 to create and operate a mixed-use development. The goal is to create a community space which has the ability to:

  • Decrease asset poverty and increase community capital.
  • Raise the economic status of the southeast community through equitable development.
  • Increase community members financial literacy and confidence in their investment skills.
  • Generate interest in businesses through community member’s investment in local property
  • Build and maintain community-based ownership.
What Is Generational Wealth?

Generational wealth refers to financial assets passed by one generation of a family to another. Those assets can include cash, stocks, bonds, and other investments, as well as real estate and family businesses. In recent years generational wealth has become a focal point in discussions about the racial wealth gap and the increasing concentration of wealth in the U.S., because it plays a substantial role in both.

Key Takeaways

Generational wealth refers to assets passed by one generation of a family to the next.In some cases assets are transferred after death in the form of an inheritance. In others they are passed to the next generation while the giver is still alive.Generational wealth contributes to both the wealth gap between rich and poor in the U.S. and the wealth gap among races.

The Racial Wealth GapEliminating The Wealth GapUSA Facts

How is the CIT different?

No other financial product or community development model has been designed like the CIT. The model’s unique advantages include: 

 1. Low dollar investments ($10, $25, $50 or $100/ month).

 2. Geographically defined investment area by zip codes. (80910/80916)

 3. Short and long-term returns for investors through an annual dividend and share price change annually. 

 4. Guaranteed protection from loss for investors through a direct pay letter of credit from a local bank.

 5. Investors may cash out of their investment at any time and have their entire investment returned.

 6. Peer-led eight-hours of education called “Moving from Owing to Owning” offered in five languages covering budgeting, goal setting and the risk and return profiles of investments. 

7. Investor management and customer service communication including a website -                 investcit.com and an SEC compliant investment management, stock offering and transfer agent portal.

Reasons to Invest

  • Start investing and build assets
  • Earn Annual Dividend (minimum 2%)
  • See the value of your shares appreciate over time with the appreciation of the property value and the pay-down of commercial mortgage
  • Build your investment that’s protected from loss
  • You can cash out at any time and every year you know what your sale price will be

What are the objectives and principles of the Community Investment Trust

The objectives in creating the CIT were to provide a locally defined, long-term investment in commercial-retail real estate that is open to everyone but designed for low-income populations. The CIT targets renters, BIPOC, refugees and immigrants, first-time investors, and the working poor.


Colorado Springs CIT Feasibility Study with Appendices

Financial Empowerment Workshop Registration

The Financial Empowerment Series is a free 6-week program for residents of Southeast Colorado Springs. This program is now full. Please contact us for information on our next class.

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